Recent Updates RSS Toggle Comment Threads | Keyboard Shortcuts

  • admin 11:17 pm on July 10, 2010 Permalink | Reply
    Tags: Alot, , Woman   

    I think my childs counselor is billing my heath insurance for services not rendered? 

    cmcbmc1025 asked:


    how can I find out if someone is billing my healt insurance for services she has not recived. I know there is alot of fraud in this department worldwide but is there a way to prove. This woman is supposed to be helping my child and she has not. She said that my insurance no longer covers her in her practice, But she has barely seen my child..I need to know how can I find out?

    Caffeinated Content
     
    • mud pie 9:54 pm on July 13, 2010 Permalink

      Caffeinated Content

      Call the insurance company, they will be more than happy to help you.

    • sarah314 1:32 pm on July 15, 2010 Permalink

      Caffeinated Content

      Your insurance company sends you an Explanation of Benefits (EOB) for every claim that they receive. Those are important documents – 1) it helps you make sure that the bills you receive from your doctors are accurate and 2) if a claim goes through for services you never received, then you can notify your insurance company. Every insurer’s EOB has a phone number listed on it – sometimes they even have a separate fraud and abuse prevention #.

      If you don’t pay attention to your EOBs when they come in the mail, you can always call your insurance company – they can either reprint your EOBs, print a report for you showing what claims have come through under your account, or verbally review them with you on the phone. Also, many insurers have an option where you can register on their website and see claims processed under your policy.

      There are definitely many options where you can confirm what has been billed on your family’s behalf to your insurer. Definitely let your insurer know if your provider is billing for services you/your child never received. Billing fraud drives up the cost of care for everyone. Its only a small minority of providers who are unethical enough to deliberately fabricate services to bill, but those who do that sort of thing unfortunately contribute to driving up the cost of care for everyone.

    • TheFlowerLady 1:38 pm on July 16, 2010 Permalink

      Kansieo.com

      I do not know for sure as I’ve never dealt with this, but I would contact your insurance? You might call or contact the state or federal government fraud department or YOUR STATE’S INSURANCE COMMISSIONER. That is, I think, what the commissioner is there for–fraud.

  • admin 2:06 pm on July 9, 2010 Permalink | Reply
    Tags: American Medical, Medical Billing,   

    What percent of ones medical bills is actually for services for illegals? 

    david u asked:


    On two congressional hearings, hospital representatives told Congress that illegals medical bills were folded into American families medical bills. Does anyone working or having worked in the medical billing know what percent we were charged for the medical services to illegals? Constitutionally we should have the right to compensation for fruad, but has anyone documentation at to the percent of illegal fraudulent charges to paying insured Americans?

    Caffeinated Content
     
    • Ryan M 2:22 am on July 11, 2010 Permalink

      medical services

      It varies WIDELY based on the individual hospital. Basically ALL hospital charges that are not paid, ultimately cost everyone else. Perfectly legal red-blooded Americans are ALSO the reason for these charges.

  • admin 11:28 am on July 9, 2010 Permalink | Reply
    Tags: Medical Prescription, , Prescription Medication   

    Are medical/prescription bills tax deductable?And if so, are they filed on the year paid or services rendered? 

    J asked:


    I’m trying to file and this past year brought expenses such as medical and prescription. Medication bills have been paid, but not for the medical services rendered.

    I’m wondering if they are tax deductable and if so, are they filed on the year the bills were paid or when the services were completed?

    Hope someone has an answer.

    Thanks!

    Caffeinated Content – Members-Only Content for WordPress

     
    • dustoff 3:43 pm on July 10, 2010 Permalink

      Kansieo.com

      They can be deducted in the year paid. It is when the money is actually exchanged that counts.

    • jojo 6:22 pm on July 12, 2010 Permalink

      Kansieo.com

      If you are itemizing you can use the medical/prescription bills as a deduction. They would be deducted on the year that they were paid.

    • Stuart 2:06 am on July 14, 2010 Permalink

      Create a video blog

      Medical bills are deductible, if you’re itemizing your deductions.

      You’d list them for the year you paid them.

      - Stuart

    • chatsplas 4:11 am on July 15, 2010 Permalink

      Caffeinated Content

      You’re a cash basis taxpayer and claim deductions in year paid, regardless of year incurred. Medical expenses must be more than 7.5% of AGI to be deductible, a high threshold. Medical expenses include medical mileage, prescriptions, hospital and doctor bills, dentists, glasses, contact lenses, etc. Also includes insurance IF paid with Post-Tax dollars.

    • jake 7:35 am on July 18, 2010 Permalink

      Create a video blog

      Yes.
      In the year paid.
      If a bill is paid by credit card, that is considered the time of payment. Has no bearing that the card may be paid later.

      If you’ve received the bill, you might deduct it at that time, but not the following year, if paid then. This may be questioned if you are audited.

    • Jason K 7:18 am on July 19, 2010 Permalink

      Website content

      You may want to check this website out they have tons of info on this.

      Hope this helps!

  • admin 10:22 am on July 9, 2010 Permalink | Reply
    Tags: Dental Insurance, Dental Visit, Stay At Home Mom   

    How can I afford dental services without insurance? 

    pigscales asked:


    My husband’s company doesn’t offer insurance benefits, and I am self employed/ stay at home mom. We don’t have any savings for things like this, and the pain is getting worse for me. I know a dental visit can cost upwards of $200 with x-rays and the needed fillings. I called a low-cost clinic and they said they will only treat me with severe pain, and they still require money up front.

    Does anyone have any advice?

    Create a video blog

     
    • washo7888 11:09 am on July 12, 2010 Permalink

      Website content

      go to a county hosital, if there is a cost they will bill you

    • enchanted 5:26 am on July 13, 2010 Permalink

      Create a video blog

      A county hospital with a dental department will charge you on a scale depending on your income.

      Or try a local dental college; the students do the exams, etc., with fully licensed dentists observing. You can save a ton by doing that.

    • Meg M 9:35 am on July 15, 2010 Permalink

      Caffeinated Content – Members-Only Content for WordPress

      Many dental practices offer financing. Some even offer no interest options. You can find both in house financing (the office is doing the work and you make payments to them), and offices that use outside companies to sponser the loan.

      I have seen many dental practices offer free exam and xrays for new patients, this may be an option in your area as well.

      Don’t be too overwhelmed when they give you a treatment plan, take it step by step, you don’t have to get everything done at once. Do your treatment as you can afford it, doing what you can is far better then doing nothing.

      Also, don’t be afraid to call around, differant practices may have very differant fees! (Most importantly find someone you feel comfortable with! You can bring your xrays to a new office if you would like a second opinion, many will do a second opinion consultation for free.)

      Good luck!

    • mary l 1:29 pm on July 17, 2010 Permalink

      Caffeinated Content

      some places are there to help then theres some to say no money no help,but talk to then let them know your sistuation,i think someone will help you,it may take alittle time,some places,have free for people who dont have insurance,good luck find help

    • rock_n_roll!! 7:41 pm on July 19, 2010 Permalink

      Create a video blog…instantly.

      go to some clinics and ask if they have pay plans !this plans have different ways that you can pay them !!

    • STACIE W 9:01 am on July 22, 2010 Permalink

      insurance services

      Another alternative that you can use, is a PAO for your dental needs. I have a dental plan that is very affordable for my family. They have been around for 15 years and are the #1 Provider Access Organization in the U.S. It is only $19.95 for an entire household. There is no deductible or co-pay. Cosmetic procedures are covered. All specialists and braces. There are no caps or limits utilizing the benefits. The providers within the network are of high quality and value. Do your research at and go to . I hope this is helpful for you and your family.

  • admin 8:48 am on July 9, 2010 Permalink | Reply
    Tags: , Online Business, Pros And Cons   

    What are the pros and cons of online financial services? 

    Lovebugandhoney asked:


    What are the pros and cons of providing financial services online to a business? Any help will be greatly appreciated.

    Caffeinated Content
     
    • J O 8:41 am on July 12, 2010 Permalink

      financial services

      I have a huge problem doing business with someone who I can’t see face to face or shake there hand. I hope all of my customers feel the same. The Mortgage world is upside down right now because people didn’t read the documents they signed. So why would you do something that dictates the financial outcome of your fututre with someone who you can’t speak to in person???

  • admin 1:17 am on July 8, 2010 Permalink | Reply
    Tags: File Bankruptcy, Lost Money,   

    Will medical services still be provided if you’ve bankrupted debt due them? 

    Amy C asked:


    I am being forced to file bankruptcy due to other issues. I am making payments on some past medical bills so I was going to list them in the bankruptcy. Will these medical providers still offer me services when I need them even though they have lost money due to me?

    Website content
     
    • MoneyMonkey 3:29 pm on July 9, 2010 Permalink

      Caffeinated Content

      It depends on the type of service. A dentist or doctor in private practice? No. An emergency room at a hospital? Yes.

    • romeochewy 8:13 am on July 12, 2010 Permalink

    • RichardL 1:12 pm on July 12, 2010 Permalink

      Website content

      Medical services that are absolutely necessary to prevent injury, permanent loss or risk of death cannot be denied for previously denying to pay your bills. Otherwise, their service to you is at their descretion. In short, if it ain’t an emergency, they aren’t going to serve you.

    • William 8:51 pm on July 14, 2010 Permalink

      Create a video blog

      They will probably refuse to see you on other than a cash-up-front basis. Medical providers (other than emergency rooms) are not obligated to accept you as a patient.

  • admin 1:09 am on July 8, 2010 Permalink | Reply
    Tags: Health, Series 6, Series 63   

    What is the difference between a Stockbroker Trainee and a Financial Services Representative Trainee? 

    Ray asked:


    Is there a difference? Or is it that a financial services representative sells mostly insurance and is required to pass the Series 6, 63, and Life and Health, but opposed to Stockbrokers, they need the series 7 and 63.

    Caffeinated Content
     
    • GETaLIFE 4:04 pm on July 8, 2010 Permalink

      financial services

      It’s a fancy title for a stock, insurance and/or investments sales person. People got so hung up on titles in the 90’s that nobody seems to know what anyone else really does anymore.

    • Hawaiianrascal 12:53 am on July 11, 2010 Permalink

      Kansieo.com

      A series 6/63 is limited in what they can sell/trade (investment co. products, mutual funds, variable ins/annuities, and things of that nature). They cant sell individual stocks or bonds…therefore, per FINRA a 6/63 is a registered representative. The series 7 is also a registered rep, BUT with the 7/63 can work as a stockbroker selling stocks/bonds/options, ect. on an exchange floor or wherever. So both the 6 & 7 are ‘brokers’ but the series 7 is by far more knowledgeable and doesn’t have any restrictions like the series 6.

      The real distinction to consider is the 63/65/66. A registered rep has a 63, but an investment advisor has the 6/63/65 or a 7/66. If you’re considering what to do…its not even a question, WAY more possibilities with the 7/66. As a registered investment advisor representative you can work as a stock broker and be compensated based off of trade commissions, as well as charge advisory fees for advice and a fee based on % of assets under management. So i’d focus on the 63/65 or 66 advisory aspect of the business and spend the extra time and effort on getting your series 7….its completely worth it, as any broker, your first client transaction will pay the difference ten fold!

  • admin 1:24 pm on July 7, 2010 Permalink | Reply
    Tags: Dubai, Health And Medical,   

    I would like to ask the website of department of health and medical services in dubai? 

    mayette b asked:


    website of departmentment of health and medical services in dubai.

    Caffeinated Content
     
  • admin 2:52 am on July 7, 2010 Permalink | Reply
    Tags: 403b Plans, Financial Planning,   

    Financial Services? 

    Daughter of the Most High asked:


    Does anyone know of a company that can help with ALL financial planning, including paying debt, college loans, 403B plans, buying a home, etc.?

    Caffeinated Content
     
  • admin 10:30 pm on July 4, 2010 Permalink | Reply
    Tags: Home Mortgages, Independent Agency, Oversight   

    How come no one has booted Barney Frank from his position as Chair of the House Financial Services Committee? 

    No Pinheads asked:


    In September 2003, Frank, then the ranking Democrat on the Republican-led Financial Services Committee, opposed Bush administration proposals for transferring oversight of Fannie Mae and Freddie Mac by creating an independent agency to supervise. The proposal would have moved oversight from Congress and the Department of Housing and Urban Development to the new agency. Frank stated in 2003, “The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.”[30] Frank stated that the bill would potentially “[weaken] the bargaining power of poorer families and their ability to get affordable housing”
    And his “boyfriend” was instrumental in crafting todays collapse.
    Frank’s former partner, Herb Moses, was an executive at Fannie from 1991 to 1998, where Moses helped develop many of Fannie’s affordable housing and home improvement lending programs. In 1991, Frank pushed for reduced restriction on two- and three-family home mortgages.[39] Frank and Moses’ relationship ended around the same time Moses left the company; Frank’s support of Fannie and Freddie predated and continued past that relationship

    http://en.wikipedia.org/wiki/Barney_Frank

    With Obama more of the same old politics, so much for the change he lied about to get elected.

    Website content

     
    • brave new world 11:11 am on July 6, 2010 Permalink

    • Anna P 6:27 am on July 7, 2010 Permalink

      Create a video blog…instantly.

      Obama has little or no control over Barney Frank. Did 99% of the people here flunk civics?

    • Tom S 11:54 am on July 8, 2010 Permalink

      Caffeinated Content

      Repeat after me…
      All of our economic problems are because of Bush…
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      There, now you are a democrat.

    • Maggie G 9:36 am on July 9, 2010 Permalink

      Kansieo.com

      Because the dems like to just repeat that it’s all Bush’s fault and they refuse to look in their own yard.

      It is not just the people’s fault, because many of them were duped into believing they could afford the mortgages that the lenders were FORCED to make. Obama also had a hand in this, since he has threatened lenders with lawsuits if they did not have sufficient low income qualifying mortgages. Most lenders were forced into this situation, and I’m not so sure that the timing of this whole mess was coincidental. Without the economy in the hole, Obama would have a really difficult time pulling off a victory.

    • Voltaire 1:28 pm on July 10, 2010 Permalink

      Create a video blog…instantly.

      Thank you, Tom!

      Repeat after me…
      All of our economic problems are because of Bush…
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush
      All of our economic problems are because of Bush

    • America is back Baby !!! 6:04 pm on July 10, 2010 Permalink

      Create a video blog

      Dude Bush was President
      Barney Frank does not decide

    • Emilio O 8:24 pm on July 11, 2010 Permalink

    • Happy 2:16 am on July 13, 2010 Permalink

      financial services

      Don’t link wiki it is crap.

      Gullible republicans believe everything they are told.

      You have fallen again for the lies my friend…….

    • NØ Votes for Congress 11:09 am on July 15, 2010 Permalink

      Create a video blog

      Good post.

      All I can say to the many people who answer these questions is YOU ARE IGNORANT. SO IGNORANT YOU DON’T EVEN KNOW IT.

      Is the New York Times a reputable enough news source for the previous poster.=&spon=&pagewanted=2

    • Danielle 8:35 pm on July 16, 2010 Permalink

      Kansieo.com

      ALL ECONOMIC PROBLEMS ARE NOT BECAUSE OF BUSH! If you seriously think that you are a complete nimrod.

    • Mike 12:14 am on July 18, 2010 Permalink

      Caffeinated Content

      In 2003 the republicans controlled both Houses of Congress and the White House. There wasn’t any legislation that the democrats could stop. Why wasn’t it done, because neither party wanted it done.

      It is that simple.

    • hdean45 12:41 am on July 20, 2010 Permalink

      Create a video blog…instantly.

      I don’t think any one wants to answer your question. Unfortunately nothing will happen to Barney or any of the other people involved in this mess. The Democrats are not going to conduct an investigation because some of the key players were Democrats so they can’t point the finger at the Republicans with out involving their own people .

    • wyldfyr 2:00 am on July 23, 2010 Permalink

      Website content

      Frank was the committee chair. He made the proposal. Congress had to pass it and Bush had to sign it. A lot of people took out loans they couldn’t afford. There were some unscrupulous lenders making these loans. These lenders turned around and sold the loans to the banks. The banks bought them. There are a lot of people who are responsible for the mess we are in. It’s easy to single out one person when looking for a scapegoat.

    • snoopy_0752 2:31 am on July 26, 2010 Permalink

      Website content

      Oh, this one is simple! Because he’s a Democrat! You see, most liberals have few morals, and even less of a conscience, so it’s no problem for them to completely glaze over their own failings. They are so filled with **** and vitriol, they could watch any Senator being beheaded on the Whitehouse lawn, and it would be perfectly ok as long as it was a Republican!

      The is one word you will NEVER find in a Democratic dictionary, is Accountability!

    • kotikod13 6:53 am on July 29, 2010 Permalink

      financial services

      Bush may not have much to do with it …but your fearless leader Nancy Pelosi does and her claims to have the most ethical Congress ever seen is the Biggest joke I have ever heard… ooohhh and by the way Congress led by Mrs. Pelosi has a lower rating than Bush which I find very Ironic…..GO LIberalism….make that change….the change you can’t believe your seeing.. and Barney Frank is the biggest IDIOT hearing the man speak is like listening to Porky pig and the likeness is unmistakable…..I would like to take this time now to apologize to PORKY PIG… sorry pork…

c
compose new post
j
next post/next comment
k
previous post/previous comment
r
reply
e
edit
o
show/hide comments
t
go to top
l
go to login
h
show/hide help
esc
cancel